A new report from The Commonwealth Fund, a private foundation based in New York, concludes that 15 million women will be helped as soon as the main portion of the new health care law goes into effect in 2014, and an additional 15 million will be helped during the next 10 years.
Women have a harder time than men in finding health Insurance, because women are considered a higher risk than men, so the insurance companies often charge more. Pregnancies are not covered in most health insurance plans and being pregnant is often considered a pre existing condition that can cause a woman to loose her insurance.
Even before 2014 there are several parts of the new law that will help women:
* More comprehensive insurance coverage for young adults, through policies that allow adult children up to age 26 to come on, or stay on, their parents' plans, and bans on pre-existing condition exclusions
* Bans on lifetime benefit limits and phase-out of annual limits.
* Bans on rescissions (cancellations of contracts) of insurance policies.
* Coverage of recommended preventive services without cost-sharing including mammograms.
* Eligibility for a new plan that covers uninsured people with pre-existing conditions that currently make it difficult for them to gain coverage.
* Rebates to women enrolled in Medicare who reach the doughnut hole in their prescription drug plans; women, along with people with diabetes and Alzheimer's or other forms of dementia are most likely to reach this gap in coverage.
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