Economy

Rant

Mandatory Health Insurance for College Students

Posted 8 months ago|46 comments|484 views
Written by
sunny2

Not a surprise to see that the State of NJ has enforced Mandatory Health Insurance on College Students. These policies are not cheap but will run up for some over $700.00 for a policy year or more. Families are struggling to keep their kids in college, and this is what is dumped on them. Obama has been an advocate of education, but it looks like it will only be for the rich. It looks like our children's education will be stripped little by little.

www.firststudent.com

Student Health Insurance (2010 - 2011)

Health insurance is mandatory (by New Jersey State law) for all full-time undergraduate and graduate students as defined by the University (12 or more credits for undergraduate, 9 or more credits for graduate).

To assist students in meeting this requirement, a discounted Student Health Insurance Plan through the insurance company (FIRST STUDENT) has selected by a consortium of New Jersey State Colleges and Universities for the 2010/2011 Academic Year. The student health insurance (FIRST STUDENT) is underwritten by the Student Resources Division of the United Healthcare Insurance Company.
The cost of insurance for a traditional full-time undergraduate student is $250.00 for this policy year.

Part-time undergraduate students, graduate students, and their dependants can be optionally enrolled in the insurance and will be charged higher premiums. Details regarding the United Healthcare plan can be found at http://www.firststudent.com/.
Policy rates for 2010-2011 are:

Coverage Period 8/2/10 - 8/1/11 Rate
Full-time Undergraduate student $250.00
Full-time Graduate student $361.00
Part-time students - All $544.00

Full time students are required to enroll in the plan and the cost for this insurance will be billed with tuition statements. Students may waive the insurance premium if able to demonstrate proof of healthcare coverage under another plan. All waivers must be done online, as noted below.

Enrollment/Waiver Instructions
All full time students must either enroll or waiver the insurance plan by going to http://www.firststudent.com/ and completing the appropriate form. You must waive or enroll in the school-sponsored insurance plan each academic year.

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COMMENTS
8 months ago: I thought you folks wanted everone to be insured. Is it now only those that want to pay?
8 months ago: Please. I begging you to reply with something along the line of...

Those that CAN pay.

It will get real fun real fast.
sunny2
sunny2
8 months ago: Oh Boy, don't you ever take a break.
8 months ago: Not between the ours of 15:00 and 19:00 Central. Idid not see your answer.
sunny2
sunny2
8 months ago: Cypress will you calm down and just take a breath and stop this nonsense. You are making a jerk out of yourself.
I won't answer you. Your not anyone I would lower myself to your remarks. Never. You are irrational.
I will tell people that you are discriminating against me. They don't have to look at my links. It's okay. I just write to participate and keep the site alive and talk to people to be part of their discussions. I happen to like people.
The End. I gave you a chance. No more.
8 months ago: Now that just breaks my heart.

I would like to see the site admonish me for discrimination.

Are one of "those people"? One that tells other people that someone pissed you off so your the victim.

Truth hurts. Take it up with your family of "military people". Otherwise, take a wide birth when commenting to me with your inuindo about my family.

BTW. I have to question you and your family. Was your dad a grunt that served 20 plus years and made it to E1? Is that what your pissed about? How about all of that promised schooling? He couldn't pass the entrance exam when given the answers?

What is up with that?

You want to own your comments about my special needs child now or do I just hound you forever?
Altruist
Altruist
Eugene, OR
8 months ago: You are right sunny that higher education is becoming so expensive that only the rich can afford it. Pell grants and student loans are getting harder to get too.

Paying this amount for insurance is a hardship to most starving students. Fortunately the Affordable Care Act allows students under 26 to stay on their parent's family plan which should be cheaper, and in 2014 most students should be covered. Of course a simple medicare for All plan would be half the cost of the mess that utilizes the extra middlemen of private insurance companies.

sunny2
sunny2
8 months ago: Hi Al....Yes, you are right. Some are luckier than others.
As the economy goes today, most people don't have insurance coverage for themselves let alone their college age kids. I realize that there is a waiver application that has to be filled out in order not to go on mandatory insurance when included in a family policy.
The students who only have part time enrollment in college have to pay a higher premium.
I didn't think of the medicare plan, but if they would only take it into consideration it would be something. You see these statement and advertisments made by the Government regarding financing but who gets it. I don't think newly enrolled students are prepared for this life style of starvation and struggle.
8 months ago: Is the writer enrolled in college on the government dime? Is the writer collecting funds from the government for living expense? Is the writer receiving benifits from the government in any form? Is the writer on Medicare?

Really? A "NO".

I'll be laughing in advance of writers repLIE.
8 months ago: The question that goes unanswered is who pays the bill when the uninsured student gets sick? In all likelihood is it the taxpayer in the form of state taxes diverted to state run hospital indigent care requirements as well as by the general public in the way of inflated hospital charges.

This is why the Affordable Care Act is necessary.

Either that or we go back to bartering chickens for care.
sunny2
sunny2
8 months ago: We need a good health reform program for sure.
That's funny, Slim. I don't think I have any chickens to barter, for that matter anyone else I know. We're in fine shape aren't we?
I see so many kids lacking nutrition and the proper food. In colleges some of these kids will starve and at the same time try to keep up their studies. With things as they are, I think we will see a lot of drop outs and enrollment going down. The young people will be forced to work to help their families financially, if they are lucky enough to work.
That will cause a domino effect on Universities and colleges today not getting the business to make ends meet and survive.
Something has to be done. It seems as if all of these officials are watching everything go down hill.
8 months ago: This is exactly what has happened with education. For the past 25-30 years we have hacked and slashed the educational budgets all over the country to the point that the graduates we turn out today to become voters and politicians have no real sense of history, mathematics, geography, they lack the training to find the answers and are much more likely to believe what they are fed.

This is what the conservative is looking to conserve. A nation of imbeciles is easy to manipulate using emotion instead of rationale.
sunny2
sunny2
8 months ago: Slim ...They will be a bunch of robotic beings because they won't stand up for anything important. They will do whatever they are told as you said. Reminds me of one of those Syfy movies.
Someone has to get the word out to them. More attention should be placed on making them aware of our situation. Maybe with the slack in the economy they won't be able to readily get everything they want that distracts them. They have to wise up.
It is common sense they are jeopardizing their Country and the global community by not knowing or caring about the problems right now. I know people are angry as it is.
8 months ago: Very informative and well written Sunny.
sunny2
sunny2
8 months ago: That's so sweet. I have to let the others who are annoyed by me burn themselves out.
I appreciate what you write, and it is a good learning experience. I do enjoy people whole-heartedly. Sunny
Felix Mannow
Felix Mannow
England
8 months ago: Sunny u Writtens I appreciate what you write, and it is a good learning experience. I do enjoy people whole-heartedly. Sunny

What yu mean u liking all people's it sound like yu dirty girl
Yu need to act properlys.
And yu shuld not answer a man back or argue it show women lack of respec.
Mr cypress does lot for rantrave.
More than yu and your tree huggings leftie with I think yu say splinter in bum from fence sitting long too.
sunny2
sunny2
8 months ago: This is my take on the definition of Cockroach.
Any of numerous oval, flat-bodied insects of the family Blattidae, including several species that are common household pests. They follow you every where because they have no individual lives. I hate bugs.
Cockroach. Mmmmmmmmmm.

Read more: http://www.answers.com/topic/cockroach#i... take on my favorite insect.
sunny2
sunny2
8 months ago: This is on the link
Answers.com if anyone is interested in bugs. I don't like bugs. This is the only place I could write about it.

A pair of sensory organs, the whiplike antennae, are located on the head, and a much shorter pair of sensory organs, the cerci, are located at the end of the abdomen. Although some species are wingless, most have two pairs of wings but seldom fly. Most species are noctumal and primarily live in narrow crevices and under stones and debris. Cockroaches are omnivorous, and a few species have adapted to the human environment, becoming household pests since they can chew foodstuffs, clothing, paper, and even plastic insulation. They also can emit a highly disagreeable odor.

Read more: http://www.answers.com/topic/cockroach#i...
8 months ago: Ain't it funny the socialists used Cockroaches and forgot....

http://www.google.com/url?q=http://www.m...
Felix Mannow
Felix Mannow
England
8 months ago: they are delicious deep fried
Felix Mannow
Felix Mannow
England
8 months ago: from age 16 all lazy kid should be made insure so they have to work to get it.
All to easy and want take,take,take.
get off bum and job.
sunny2
sunny2
8 months ago: Oh yeah, cockroaches. Ugly things. They can't read or write English well.
Too bad. Should get out and get a job and learn to talk or speak like humans.
Talking about insects. Oh no, they can't. They're bugs on trolls.
8 months ago: Now that "Should get out and get a job" statement coming from an unemployed person living off handouts is rich.
Felix Mannow
Felix Mannow
England
8 months ago: Mr Sunny i dont need to get jobs i own 3 business and lives in lovelly big new house. i get impression you have spent your entire life running maybe you should chill and have a nice big drink.
If i am a cockroach i sure have a good life being one so long may it continue.
8 months ago: Don't mind Sunny. It has some real issues. It can't figure out how some have jobs while it does not. Even with the extra government training it can't get a job. It seems like the its' are feeling like they need another OblahMA hug. Somehow they think the world will change back into their favor if only.....

We give them more un-earned money.

Sorry folks. It ain't going to happen. Be grateful for the money you have stolen in the past. Your gravey train left the station long ago.

Now it is time for us to collect.
Felix Mannow
Felix Mannow
England
8 months ago: Need to collect with interest lazy bums
sunny2
sunny2
8 months ago: Peace be with you.
8 months ago: Sorry Man. You never answered the question about how you brought my family into the comments. Like I said before. I will hound you until you own it.

You think some of us are the same person? That is too funny coming from you.
Felix Mannow
Felix Mannow
England
8 months ago: I think sunny bi/tri/quad polar they got so many names.
All being male
Too many hormone tablet
sunny2
sunny2
8 months ago: Thank you.
sunny2
sunny2
8 months ago: Looks like someone has an alter ego. I have no idea who of course.
Competitive and Jealous, Jealous, Jealous of woman. They go after every woman on the site. (can't beat me)
Blast people and twist words and then uses it as an excuse to stalk on this site.
Both trolls on this site are woman stalkers. I actually think they are one.
One says he has a wife, which I doubt, and thinks he could get some blond to look at him or her as he has said in the past. I guess if it has blood hair it is suppose to mean he has a trophy. How stupid. LOL What a joke. Right! What an imagination.
I don't think anyone would look twice at it. I can tell they look like trolls with fleas.
The other has no personality and no life. Neither are good enough for me to talk to. Too low on the food chain. They both want to dominate woman because they have no lives and nothing to offer. But I'm not talking about anyone or thing in paticular. I'll always win. HA Great fun.
Felix Mannow
Felix Mannow
England
8 months ago: i cant imagine you winning anything apart from a decent criminal record or maybe a bottle.
Felix Mannow
Felix Mannow
England
8 months ago: I have lovely wife not trophy,my wife educated and works.doesn't expec everything for nothing like some women/men I know.
She not talk bollock like some people's
sunny2
sunny2
8 months ago: How boring is this getting. Ho Hum
sunny2
sunny2
8 months ago: It's a shame that some people are keeping the site from growing and are actually discouraging new people.
People will write once and get attacked and won't come back.
I can see why others have low opinions of them. This site soon will have nothing to offer.
sunny2
sunny2
Content Removed by sunny2
sunny2
sunny2
8 months ago: Imagine a slow thinker with low ways calling our American kids names while they themselves have identified themselves with their mannerism and speech as the biggest uneducated losers on the face of this planet.
I'll be leaving the site very shortly so they can over run it like weeds choking out anything that is good.
Felix Mannow
Felix Mannow
England
8 months ago: you seem to have tickets on yourself.
you are no better than anyone else.
get bent.
sunny2
sunny2
Content Removed by sunny2
sunny2
sunny2
8 months ago: Could they be twins? Shame Shame.
Not speaking of anyone in particular.
sunny2
sunny2
8 months ago: Nobody is writing anymore on any subjects. It is because they are harassed
by these lonesome nobodies without a life.
Poor Poor souls... I feel so sorry for these lonely individuals that have to find a site to live on and have nothing of value to say.
Felix Mannow
Felix Mannow
England
8 months ago: not lonely i go on here when i choose to.
certainly do not live on here i have work to do unlike some people on here who dont work and sit on there backsides all day.
Felix Mannow
Felix Mannow
England
8 months ago: What I know about rantrave is went downhill when you start writing on here.
Just look at the date you joined and the figures speak for themselves.
Fact.
I can imagine the Africans were pretty relieved when you got on that plane
Felix Mannow
Felix Mannow
England
8 months ago: Sunny why you delete many post
All time
sunny2
sunny2
8 months ago: Felix don't forget the subject and predicate when you write. Don't write fragmented sentences.
"Sunny, why do you delete many post all of the time."
Because I write too fast, and I go back to correct them.
Also, If you say derogatory remarks to me, I'll take my part of the conversation off. At least when you talk practical, it makes sense. I don't care if you disagree but you have to be respectful.
Felix Mannow
Felix Mannow
England
8 months ago: I am respectful.
I will leave it at that as we disagree and i do not want to stop you from doing some ironing,cleaning and cooking.
Best of luck.
anonymouse
anonymouse
Swaziland
7 months ago: Sunny I have noticed some striking similarities between your writing and paper tigers.
Is that why there are a few people calling you MR.
sunny2
sunny2
3 months ago: I want to explain that what some people lack is background, knowledge, and experience which is very obvious and why they condemn so quickly. I put these people in a jar sort of speak and I am aware of their lack. They exhibit complete nonaccomplishment and achievements, otherwise they would be proud. They don't realize that there are people different than they are with strong roots in this country that date back from the beginning of our politics. My family heritage is from those of great accomplishments that are recorded in our history books. It is an inherited quality that I'm for the people and health care that is affordable. Education has to be made affordable for everyone, because if it isn't, it will defeat us as a nation. Every single college age student needs that chance to be all they can be. We have to give the students the opportunity for health care so they can go on and do their job in running the country. We need affordable education, health insurance, and jobs in this country. We need our kids to run it for us when those of us are long gone. We have to prepare them to take on this nation.

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