Economy

Rant

How We Lost The Middle Class

Posted 5 months ago|13 comments|383 views
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Over the last couple of months there has been a lot of talk about the Occupy Movement and how Occupy Wall Street has spawned other Occupy events in other cities all over our country and even the world. I've listened to talk of the 99% vs. the 1% and Class Warfare and how corporations and corporate greed are to blame. Here are my thoughts about how it happened and how to fix it.

From March 2004 to June 2009 I had worked for one of the nation's top 10 Computers, TVs and Consumer Electronics resellers. They operate no less than seven (7) different web sites and if you buy computer products online, you have no doubt bought something from one of them. They were generating revenue in excess of $20 million a week when I last worked there. Life was good….

…for the CEO and his brothers who were the President and Vice President respectively, for the rank and file workers like myself, not so much.

According to his contract the CEO got a 5% pay raise to his Base Salary every year, he also got different performance and discretionary bonuses, stock options and of course a company car among other perks. His starting base salary was $400,000.00 at the start of his contract. By 2009 his base pay was $501,378.00 and with all the other compensation and perks added in, his total compensation in 2009 was $3,071,573.00. Did I mention the company car was a top of the line Porsche 911 Carrera GT3. In fact his car lease changed models every six months or so.

By comparison my Base Salary in 2009 was like almost all the other salespeople's. $18,000 per year, $692.31 bi-weekly or $8.65 per hour. Only it was actually lower. I, like most of the rank and file staff was considered "Exempt", which means the company can make you work for as many hours as they deem the job requires. So I had to work 45 hours per week and work 5 "free" overtime hours every week. That meant for 90 hours every two weeks I was actually paid $7.69 per hour, which is below the Minimum Wage.

I like others in sales was also paid a Commission based on sales profit. My highest gross paycheck (2 weeks) for 2009 was $1,598.86, not bad but nowhere near the $118,137.42 the CEO was averaging every pay period. During the five years I worked there my pay plan changed four times, each time a pay cut. The cuts were primarily to the commission side of the pay plan.

This is an actual example of where we lost the middle class.

Over the years, the CEO's pay got a huge increase, but the pay for people that work for them did not only did not keep pace, in many cases they made even less than they did before. One of the single most expensive parts of any business is Payroll. If the CEO can cut payroll by either cutting workers pay or even worse, cutting workers jobs, then the company has more money available and more profit on the books. That's how the middle class workers lost. They would not be allowed to "share the wealth" because the CEO was looking at the bottom line and not seeing the middle class, they were only seeing numbers, not people.

It's hard to see the recession over the dashboard of a $150,000 Porsche.

That's what I think the heart of the Occupy Movement is. We don't want Socialism, we only want to earn a decent wage so we can participate in the American Dream too. Is that too much to ask?

Here is a way to fix things without costing any corporation any more money or losing any more profit. If the corporations kept the total Payroll the same, but lowered the CEO's pay and raised the rank and file workers pay by the difference, the company would still be just as profitable and the people who actually do the work would get just a little bit more income. Does the CEO really need to earn 400, 500 even 800 times what the average worker does, or can they live on making 15, 20 or 25 times what the average worker makes?

If we take care of the working middle class, the economy will get better and everybody will be better off, not just the 1%.

Think about it, and then think about this:

Overall Average CEO Compensation: $ 4,687,196
Median income of all occupations in 2010 was: $ 33,840
National Unemployment Rate at the end of August: 9.1%
http://www.aflcio.org/corporatewatch/pay...

Once again I think we should look at Warren Buffett's example
http://www.aflcio.org/corporatewatch/pay...

If Warren can make ends meet making only 15 times the median workers pay, then so can every other CEO out there.

Now look up the CEO pay of some of your favorite companies:
http://www.aflcio.org/corporatewatch/pay...
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COMMENTS
sunny2
sunny2
5 months ago: Cully I've heard from many people that the companies they worked for while collecting a salary and commission are switching to just commission. They want people to work just for the benefit of the company, and not for themselves. That makes it very hard on people. What gets me is that they shock you with it at the end of the year. They don't want people collecting benefits either and are threatening about it.
I worked for a the corporate office of an electronics firm where the CEO made a few million and so on. He use to come in by helicopter. The company has a helicopter pad for people. Everyone else was not treated well, and it was a free for all by supervisors and managers to mistreat people who they just didn't want their. It was always "they're nobody". These people who had that position were not smart people. I don't know how they got in aside from the fact that their spouse had a big job somewhere ele or was a business owner. If someone was heartless, they made money. If you went in to work and worked hard and were forcused, you were frowned on. HR was only for the company and never for the people. You either had to fall into line with them or be an outsider where your job was always in jeopardy. It still goes on everywhere. The supervisors in the NY company made over a million and so on and so on. What a waste. There are so many people out there that are talented and need an opportunity to show it.
Out Of The Box
Out Of The Box
 Moderator
5 months ago: Typically, retail sales is not considered a middle class occupation. And Warren Buffet did not amass $50 billion making only $523k/year.

Other than that, it's true. There has been a huge upswing in the income of the top earners, and almost flatline in the income of of the bottom 70% or so.

What do you think is the root of this?

And how many employees did your employer have? 5000? Take his entire salary and divvy it up equally. That would be $42 per month.
Perfect Horizon
Perfect Horizon
Chicago, IL
5 months ago: I work in a small company. Our owner/president actually makes less than a few of the top end employees that work here. Granted we only have 20 employees. We have made it a point to try and keep everyone on the same level, and this has worked out wonderfully for us as our employees are happy, come to work and work hard and while we don't have the best benefits in the world, they like knowing that we are sort of "all in it together."
sunny2
sunny2
5 months ago: I swear have anxiety putting up my Christmas tree today.
Anyway, I think it is best because you are safer in this economy in a smaller company. My daughter had to take a job after she was laid off. It was a small company, but she learned enough from it to get a higher paying job back into her field. Its a good company thank God. It is what you can learn from these jobs, which can be quite a lot because you aren't a number. I think most companies did away with 401K benefit packages. I was lucky because I worked 10 years before my job was outsourced, and I took a matched benefit package. Gone are the days of severance pay, etc.
5 months ago: The retail side of the company I used to work for did switch to straight commissions, no salary. This means you have to work longer hours to make more sales and you're always trying to upsell and add things to the sale the customer may not want or need.

Once I got my 2-15 License, I had nearly every Insurance company there was offering me a job. However, it is a 1099 job, straight commission. They offer little to no support or lead generations or anything. You knock on doors, make phone calls, and send e-mail and hope you can land a client or two.

Benefits are another part of Payroll that costs a company a lot of money. In the 5 years I was there we switched healthcare plans 3 times. So anything a company can do to lower the Benefits expense, they will.

The company I worked for had a horrible corporate culture. It was based on fear and intimidation. The rank and file was treated very badly. They would make some of the hourly people punch out and work some extra time for free and some people did it. I refused to do it when they asked me, but most are too scared to stand up for their rights. They like people to be stupid and scared. If you know your rights, you're not going to last.

I knew my position was NOT considered Exempt under the Fair Labor Standards Act, so I filed an FLSA lawsuit. I also filed an EEOC complaint for discrimination and we settled out of Court. According to a former General Manager there, I was the only one they knew of that did that. After I did a few others also filed similar cases with similar results.

The company did not have 5,000 workers, but it did have a constant flow of new people as turnover was higher than normal. They ran training classes every 3 weeks and as many people would leave as came in. Lowering Executive Pay and spreading it among the regular employees will not make them rich, but the extra amount would go a long way to making the employees happier and more likely to stay.

No, Warren Buffett did not amass his wealth on his salary alone, and anybody with his knowledge of business could probably get similar results doing what Warren did. He also did not do it at the expense of his employees either.

In 2010, R. W. Tillerson, Chairman and CEO EXXON MOBIL CORP (XOM) received $28,952,558 in total compensation. Seriously? Do you think that's part of why Gas is almost $4.00 a gallon, I do. What do you suppose the average Exxon Mobil rank and file employee earns?
Out Of The Box
Out Of The Box
 Moderator
5 months ago: From the website http://www.payscale.com/research/US/Empl... Exxon employees earn as follows:

Administrative Assistant
$28,935 - $60,368

Attorney / Lawyer
$111,946 - $432,497

Chemical Engineer
$72,483 - $124,162

Chemical Engineer, Research & Development (R&D)
$49,684 - $124,639

Chemical Process Engineer
$60,415 - $105,597

Chemical Process Supervisor
$74,626 - $165,952


Convenience Store Manager
$39,058 - $92,844


Corporate Attorney
$70,613 - $268,566


Executive Administrative Assistant
$44,451 - $96,459


First-Line Supervisor / Manager of Production and Operating Workers
$40,886 - $126,632


Gas Plant Operator
$53,225 - $146,263


Geophysicist
$61,020 - $226,325


Information Technology Specialist
$31,243 - $77,515


Instrumentation & Controls (I&C) Technician
$41,250 - $110,677


Maintenance Mechanic
$40,895 - $89,084


Mechanical Engineer
$58,448 - $130,938


Petroleum Engineer
$68,460 - $200,125


Petroleum Geologist
$60,795 - $181,389


Petroleum Pump System Operator / Refinery Operator / Gauger
$37,264 - $100,133


Production Technician
$32,860 - $83,876


Project Accountant
$42,212 - $91,335


Project Engineer
$85,789 - $156,978


Refinery Operator
$38,667 - $90,569


Reservoir Engineer
$88,178 - $208,840


Retail Store Manager
$26,920 - $61,988


Senior Chemical Engineer
$140,065 - $253,939


Senior Financial Analyst
$81,919 - $152,480


Senior Mechanical Engineer
$98,631 - $197,159


Senior Principal Process Engineer
$69,717 - $155,206


Senior Research Engineer, Materials
$83,812 - $154,041


Senior Systems Analyst
$54,557 - $142,273


Sr. Administrative Assistant
$33,970 - $67,625


Supply Chain Planner
$68,272 - $132,613


Support Analyst, Information Technology (IT)
$41,088 - $88,470


Technical Writer
$30,566 - $81,948


Territory Manager
$45,008 - $110,461


If you look at the above numbers, they appear to be higher than the national average in most areas. That would be contributing to high gasoline prices.

Revenue...................$383.221 billion (2010)
Operating income......$ 52.959 billion (2010)
Net income...............$ 30.460 billion (2010)
Total assets...............$ 349.000 billion (2010)
Total equity................$ 146.839 billion (2010)
Employees 83,600 (2010)

OK, just for grins, we'll assume that their total revenue is gasoline based, which it isn't. Then we'll divide $383 billion in total revenue by $4.00/gallon, which would make 95.75 billion gallons sold by ExxonMobile. Divide the $29 million salary of the CEO by the 95 billion gallons, works out to about 3 cents per gallon.

Exxon Mobile clears about 8 cents per gallon on average, the Federal government makes around 18 cents,
Out Of The Box
Out Of The Box
 Moderator
5 months ago: Albert Pujols Goes to the Angels for $250 Million. Do you think that will raise the price of a ticket? How much responsibility does he have?
5 months ago: Athletes salaries raise ticket prices, just as actors salaries raise ticket prices, but they are not the CEO, they are working for others. I can't see paying 250 million to anybody to play baseball or 20 million to act in a film but it happens.

The question is why did the middle class get left behind? Why did middle class pay not keep the same percentage of what CEO pay was and everything went up together? Why did CEO pay explode over the last 30 years and workers pay stayed stagnant?

We lost the middle class because the CEO's protected themselves, they had the control over the workers pay and they chose to not have the workers pay keep pace with theirs.
Out Of The Box
Out Of The Box
 Moderator
5 months ago: The vast majority of CEOs do not hire themselves, and do not set their own salaries. They are the home run hitters of the corporate world. Just like the athletes that are paid exorbitant amounts to perform, win, and bring profits to the owners, the corporations' Board of Directors negotiates lucrative contracts to attract the best of the best.

Exxon's CEO Rex Tillerson's base pay was a paltry $2.2 million. The rest of his package was strictly performance based. He also got a $3.4 million bonus for increased output, and $15.5 million in stock options, which isn't even real money until he decides to sell it for whatever the market allows.

In the sports and entertainment world, the players are paid regardless. I don't hear anyone griping about that. The towel boy, bat boy, field maintenance crew, and cheerleaders are paid a pittance, compared to the star athletes.
Altruist
Altruist
Eugene, OR
5 months ago: Good rant Cully!

The reason CEO pay has exploded is that CEO pay is determined by comparing pay to other "Peer Companies" They call that Peer Benchmarking. But then about 90% of the companies decide to give THEIR CEO more than the average. When everyone pays more than the average, the average keeps spiraling out of sight.

And that is what has been happening. In the 70's CEO pay was about 40 times the average pay of the worker. Now it is about 400. http://wallstcheatsheet.com/stocks/washi...

One of the reasons the new consumer protection law is being opposed so fiercely by all of the Republicans (spurred on by millions of bribes from the 1%) is that it would allow CEO compensation to be determined by stockholders instead of by fellow CEO's. http://www.buckconsultants.com/buckconsu...

That is why the Republicans refuse to allow ANYONE to run the new financial reform agency and why they are trying to kill it and deny it any funding. The 1% loves their golden parachutes.

I think the law should have gone farther and allowed the workers themselves to determine their bosses compensation. I doubt if they would give them 400 times what they got themselves. If the workers had a say in their own and their bosses pay everyone would be happier and more productive. (except the 1%).
Out Of The Box
Out Of The Box
 Moderator
5 months ago: CEOs generally do not set their own salaries. They are offered salaries by the Board of Directors.

You stated that fact in the first part of your post ,

"...companies decide to give THEIR CEO more...",

and then stated that CEOs are somehow in cahoots to keep each other's pay rate going up. "...it would allow CEO compensation to be determined by stockholders instead of by fellow CEO's...."


The CEOs are not guilty of anything other than taking what is offered, compensation wise.

That's why none of these "movements" will ever be a real threat. You latch on to an idea, a catch phrase, mistaken as it may be, and fail to see the forest for the trees.

Get the people to threaten to unload their stocks, sending the worth of the stocks into a nose dive. But the big problem with that, is that the major stockholders in most corporations are also on the Board of Directors, and have the majority of votes by virtue of having more at risk.
5 months ago: Must be nice to be a 1%'er

Highest-paid CEO collected $145.3 million in a year
http://money.msn.com/investing/latest.as...
sunny2
sunny2
5 months ago: Cully come over on Truth's thread about Christmas and add some input.

I wouldn't want to be a 1%. They have too many problems trying to hold onto their money. Their always worried who is going to out do them. Who wants it. I rather be poor and happy than who they are.

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